About TMS

Services Offered
My Choice Foundation dba Trust Management Services, Inc. is a Sacramento based 501c(3) non-profit organization that provides representative payee services to individuals with developmental disabilities to help them maintain a stable environment and achieve the greatest amount of independence in life. Trust Management Services strives to simplify the complex issues of managing and maintaining Social Security and Supplemental Security Income benefits for the individuals it serves.

Background & History

Tracy M. Stein, Executive Director of Trust Management Services, Inc. began working with the California Regional Center System in 1983 when she was hired by Alta California Regional Center. During her employment with Alta, Tracy oversaw the client trust department, ensuring the unit complied with all State and Federal regulations. Under Tracy’s supervision, Alta provided representative payee services to 2,850 consumers, administering more than $7.8 million a year. At Alta, Tracy was also responsible for training and advising Regional Center staff on Social Security and Medi-Cal policies and regulations. In a subsequent return to Alta, Tracy was a key member of the team leading the conversion to the current Sandis client database. Tracy helped develop the conversion and training materials and trained the staff on the use of the Title19 I.D. Note Module.

In 1992 Tracy left Alta and was the Founding Director of L.I.F.E. (Living In Familiar Environments) one of the first fee-for-service representative payee agencies in the state of California. Through her experience in fiscal management and government benefit administration L.I.F.E. grew to be recognized as a model agency by the Social Security Administration. During Tracy’s six years of operating L.I.F.E. the agency provided services to more than 4,000 clients with mental health or substance abuse disabilities, administered more than $65 million, issuing an average of 20,000 checks per month on behalf of its clients.

Also during this time, Tracy was an instrumental member of the RPAS team that developed a specialized computer software package to streamline monthly fiscal services to large populations. The RPAS software has been successfully marketed to and implemented by other agencies throughout the country.

Trust Management Services, Inc. 1999 to present

In 1999 Tracy founded Trust Management Services, Inc. to provide trust management to individuals with Special Needs Trusts and fiscal management services for Regional Center consumers participating in the Self-Determination pilot project. In 2004, Trust Management Services contracted with Alta California Regional Center to provide representative payee services to its consumers. Subsequently, Tracy founded Tracy Stein Management Services, Inc. to acquire the Self-Determination Pilot Project consumers so that Trust Management Services could be developed into an organizational representative payee agency. As a result, Tracy and Gary Montgomery founded My Choice Foundation with the DBA of Trust Management Services. My Choice Foundation dba Trust Management Services has grown and is now contracted with 5 California Regional Centers (Alta California, Harbor, Redwood Coast, Tri-Counties and Valley Mountain Regional Centers) and acts as the payee of record for over 5,000 Regional Center consumers. Trust Management Services is now one of the largest organizational representative payee agencies in the state of California and is recognized as a model agency by the Social Security Administration.